Mr. Raymond So is a seasoned investment banking professional. He has worked in the capital markets area since mid-1990s in the UK and HK. During the period, Ray held the positions as the Head of Convertible Bond desk at Goldman Sachs, Merrill Lynch, Nomura, and ING, managing trading, sales, research, and issuance at various times. Ray started his career with Deutsche Bank as a derivatives trader. He has extensive cash and derivatives products knowledge. Ray has been the trainer for Treasury Markets Association (TMA) in Treasury Products and Risk Management for ten years, he also teaches at local universities.

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Ray completed a Bachelor and a Masters degrees from the Columbia University, New York. He also holds a Master of Education, specializing in Career Education and Counselling, from HKU.